The fsa Team

Dave founded FSA in 1982 upon the belief that successful investing requires an active, disciplined management strategy. By applying a sell discipline of stop-losses to preserve wealth, he developed a sound financial program that emphasizes taking advantage of advancing markets, adapting to changing markets and protecting capital in declining markets.

With more than 28 years of experience in the wealth management business, Dave has a proven track record of protecting his clients' assets by reducing market positions at the onsets of bear markets and has coined the firm's mantra: “Preserving money is just as important as making it.”

Over the years, he has gained a considerable amount of recognition in the media for his company's unique active management strategy. He was included in The Washingtonian's list of Top Investment Advisors and has been featured in Barrons, The Washington Post, Business Week, and Personal Financial Planning magazine.

Dave studied at Brigham Young University and earned his undergraduate degree in Finance, with an emphasis in Investments, Taxation and Financial Planning.

Credentials:

• Certified Financial Planner (CFP®)

Affiliations:

• Financial Planning Association (FPA) - Member
• Council of Independent Financial Advisors - Member

Jim joined FSA in 2004 and is responsible for managing client relationships, providing clients with financial planning and advice, and serving as a key point of contact for prospective clients. In addition, he leads the firm's strategic planning sessions and oversees office staff, including client services, technology and administration.

Jim brings to the FSA team over 15 years of experience in wealth management. Prior to joining FSA, he was a financial consultant for five years at Charles Schwab in Washington, D.C., where he developed client portfolios and selected investment and cash flow strategies to meet each client's unique needs and goals. Before joining Charles Schwab, he was an investment advisor at Morgan Stanley.

Jim has built a reputation as a trusted source for financial commentary. He has been interviewed and quoted in a variety of publications and magazines including The Wall Street Journal, Reader's Digest, Parents magazine, and Parenting magazine.

Credentials:

• Certified Financial Planner (CFP®)

Affiliations:

• Financial Planning Association (FPA) - Member
• FPA Next Gen - Member

Ron joined FSA in 2006 and is responsible for the day-to-day management of client portfolios. This includes portfolio construction, fund selection and risk management.

With over 25 years of experience in the investment management business, Ron is a respected authority on a wide range of investment topics. Over the years, he has been quoted frequently in the general media, as well as in various trade publications. A warm and engaging speaker, he is often invited to speak to organizations about all things financial. At FSA, he writes a monthly market commentary and develops presentations for clients and prospects.

Prior to joining FSA, Ron was Director of Portfolio Management for Genworth Financial Asset Management (GFAM), a Los Angeles-based subsidiary of Genworth Financial, managing nearly $13 billion of client assets. Ron's tenure with GFAM spanned 11 years and included nearly all aspects of investment management, including asset allocation, portfolio construction, manager selection and due diligence, and risk management.

Prior to his career with GFAM, Ron spent nine years with Schabacker Investment Management. His first job after graduating from college was serving on a White House Task Force on Private Sector Initiatives under President Ronald Reagan.

Ron received a Bachelor of Arts Degree from Miami University in Ohio, with a double major in Economics and Diplomacy & Foreign Affairs

Credentials:

• CFA Charterholder (CFA)
• NASD Series 2 and 24 exams
• NASAA Series 65 exam

Affiliations:

• CFA Institute - Member
• CFA Society of Washington, DC - Member
• Guggenheim Dynamic Advisory Board

Jim joined FSA in 2010 and is responsible for for helping clients achieve their financial goals through the use of risk managed investment strategies, cash flow analysis and retirement income planning.

Jim brings to the FSA team nearly 25 years of experience in wealth management. Prior to joining FSA, he was Chief Investment Officer at Applegate Investment Management, LLC. He was also a Partner and Chief Investment Officer of another local investment advisory firm.

Jim recently received a 20-Year Service Award from the national Financial Planning Association. He is also frequently quoted in local newspapers on financial and investing matters and has appeared as a guest panelist on National Public Radio's (WGCU) Gulf Coast Live radio show.

Jim graduated cum laude from Embry-Riddle Aeronautical University with a degree in Professional Aeronautics.

Credentials:

• Certified Financial Planner (CFP®)
• Accredited Asset Management Specialist (AAMS®)

Affiliations:

• Financial Planning Association (FPA) of Southwest Florida - President, 1994
• National Association of Active Investment Managers (NAAIM) - Member and Director
• Rotary Club - Member and former Director
• United States Air Force - Vietnam-era veteran

Brady is responsible for ensuring that our technologies and systems are up to date to allow us the greatest efficiency in supporting our clients. He helps assist clients who call in with questions or needs on their accounts. He also ensures the proper calculations of company and client performance according to Global Investment Performance Standards (GIPS®, formerly AIMR).

Prior to joining FSA, Brady worked for a corporate real estate firm and in public accounting. Those experiences taught him about business cycles and various industries, as well as how to work well with a variety of people.

He earned his Masters in Accounting with an emphasis on financial planning from Utah State University. He has a Certified Public Accountant (CPA) license as well as a Registered Paraplanner designation.

Brady was excited to join the investment advisory world and is passionate about exploring better ways to serve clients. He also loves working with a great bunch of people who all strive to improve themselves each day. Off the clock, you will find Brady spending time with his family, reading, biking, playing basketball, gardening, and simply continuing to learn.

She is responsible for the organization and oversight of office training and business functions. She assists clients who call in with questions or need help regarding their accounts. She also acts as a point of contact for helping clients with all Schwab forms (including account openings and changes) and managing our client relationship management software.

Prior to FSA, Amy worked as an instructor teaching others how to become better communicators. She attended Brigham Young University, earning a Bachelor's degree in Latin American Studies with a minor in Business Administration and Spanish.

Amy embraces the opportunity to learn the operations of a small business and to work with a closely-knit team whose primary goal is improving client service. She also values the personal finance skills she's gleaned from our FSA advisors.

When not at her desk, chances are you'll find Amy dancing - to salsa, swing, hip-hop, you name it! She also loves exploring the city, traveling, singing, playing the piano, running, exercising, and anything that takes her outdoors.

Ann assists clients who call in with questions or needs regarding their accounts. Responsible for FSA's client reporting process, she provides quarterly portfolio appraisals, annual performance reports and tax summaries.

Prior to joining FSA, Ann worked for American Financial Management Group (AFMG), Inc. where she developed the valuable skills and experience she needed to work directly with clients. Upon marrying her husband, she left AFMG and moved to the DC area.

Ann loves FSA's small company feel, plus the personalized attention she is able to provide each client. She enjoys building client relationships and helping them meet their goals. In her spare time, she enjoys photography, reading and hiking.

Ashley assists all clients who call in with questions or needs regarding their accounts. She is also the main point of contact for all clients over 70 ½ to calculate and communicate their required minimum distributions (RMDs) from their IRA accounts.

Prior to joining FSA, Ashley worked as an account representative for a public relations firm that specialized in strategic communications for the financial services industry. That experience provided her with the skills to deliver exceptional client service, as well as the knowledge and understanding of the importance of building a strong rapport with the financial media.

In her own words, Ashley loves working for a “respected, stable and well-rounded company.” And we love her, too! She also finds the opportunity to learn the industry from such a knowledgeable staff to be very stimulating and exciting.

When not helping clients, Ashley is an avid sports fan who enjoys rooting for her hometown Pittsburgh Steelers and Penguins. You can also find her biking, exercising, traveling, learning about graphic design and spending time with her wonderful husband.

Jared acts as the primary point of contact for clients who have questions concerning billing or account paperwork. He also assists clients with general account information and questions dealing with technical difficulties. When not helping clients, he works with the Chief Compliance Officer to ensure that FSA is compliant with the SEC regulations.

Prior to joining FSA, Jared studied at Brigham Young University-Idaho where he graduated with a Bachelor of Science in Business Administration and a minor in Market Research. While earning his degree, he acted as the Chief Marketing Officer (CMO) for a student-run company, Rubbish Runners, which shared in profits of $27,000 in a nine-week period - a university record. Before completing his studies, he also earned the opportunity to develop and teach three ethics and morals courses.

Jared had done two internships with FSA before joining the firm. He admires FSA's commitment to the financial security of its clients. He strives to apply the financial principles that FSA stands for and enjoys the learning opportunities that FSA fosters.

In his spare time, Jared and his wife enjoy exploring the many cultural and culinary experiences that the greater DC area has to offer. In addition to taking in all the "culture," he enjoys early morning runs, any number of sports, working in the yard, scouting and any excuse to travel.

Jamie is responsible for the day-to-day management of the Principals' calendars and trip planning. She assists clients who call in with questions or needs regarding their accounts and acts as the primary point of contact for helping clients move money in and out of their accounts.

Prior to joining FSA, Jamie worked as a personal bill-paying specialist. She helped clients learn to budget, manage their money and pay their bills on time. Such responsibilities taught her the ins and outs of finances, as well as helped her to refine her customer service skills. She is also a notary public and recently earned her Associates Degree in General Studies.

Jamie finds everyone at FSA to be so friendly and helpful - she is proud to be a part of our team. In her spare time, she enjoys watching movies, spending time with her family and friends and spoiling her two little pugs!

Mary Ann assists the Director of Portfolio Management in the functions of portfolio management, research and fund relations. She is the primary trader for the firm and helps manage client cash flows to align accounts with the firm's various models.

Prior to joining FSA, Mary Ann worked with other registered investment advisory firms and with a major brokerage firm. Her broad experience in portfolio management, security analysis, trading, client servicing and operations has helped her to appreciate all of the components that work together to better serve clients.

Mary Ann earned a Master in Business Administration in Finance and Investments from George Washington University. She also has Bachelor of Science degree in Finance and Bachelor of Arts degree in Economics from the University of Maryland.

She finds FSA's investment philosophy for turbulent times relevant and appealing. In her spare time, she enjoys spending time with her husband and two young sons, as well as home decorating and writing.